Rate Increase! All Annuities – Effective 3/1
 Rate Increase on All EquiTrust Annuities Effective 3/1/22
Rate Increase on ALL Index Annuities, Certainty Select MYGA, ChoiceFour and Confidence Income Annuity! New rates apply to contracts with effective dates on or after March 1, 2022. MarketPower Bonus Index 1-Yr Interest S&P 500 1-Yr Pt-to-Pt Cap S&P 500 1-Yr Mo Avg Cap S&P 500 1-Yr Mo Avg Part S&P 500 1-Yr Mo Cap S&P 500 2-Yr Mo Avg Cap Focus50 1-Yr Pt-to-Pt Part Focus50 2-Yr Pt-to-Pt Part MARC 5% 1-Yr Pt-to-Pt Part Current Rates 2.75% 3.00% 35.00% 1.25% 5.00% 55.00% 70.00% 60.00% Former Rates 1.10% 2.25% 2.50% No change 1.10% 4.00% 50.00% 60.00% 55.00% MarketTen Bonus Index 1-Yr Interest S&P 500 1-Yr Pt-to-Pt Cap S&P 500 1-Yr Mo Avg Cap S&P 500 1-Yr Mo Avg Part S&P 500 1-Yr Mo Cap S&P 500 2-Yr Mo Avg Cap Focus50 1-Yr Pt-to-Pt Part Focus50 2-Yr Pt-to-Pt Part MARC 5% 1-Yr Pt-to-Pt Part Current Rates 2.50% 2.75% 30.00% 1.20% 5.00% 50.00% 65.00% 55.00% Former Rates 1.00% 2.00% 2.25% 20.00% 1.10% 4.00% 35.00% 50.00% 40.00% MarketValue Index 1-Yr Interest S&P 500 1-Yr Pt-to-Pt Cap S&P 500 1-Yr Pt-to-Pt Part S&P 500 1-Yr Mo Avg Cap S&P 500 1-Year Mo Avg Part S&P 500 1-Year Mo Cap S&P 500 2-Yr Mo Avg Cap Focus50 1-Yr Pt-to-Pt Part Focus50 2-Yr Pt-to-Pt Part MARC 5% 1-Yr Pt-to-Pt Part Current Rates 2.75% 5.00% 35.00% 5.50% 65.00% 2.00% 12.00% 100.00% 130.00% 105.00% Former Rates 4.50% No change No change No change 1.85% No change 95.00% 125.00% 100.00% MarketSeven Index 1-Yr Interest S&P 500 1-Yr Pt-to-Pt Cap S&P 500 1-Yr Pt-to-Pt Part S&P 500 1-Yr Mo Avg Cap S&P 500 1-Year Mo Avg Part S&P 500 1-Year Mo Cap S&P 500 2-Yr Mo Avg Cap Focus50 1-Yr Pt-to-Pt Part Focus50 2-Yr Pt-to-Pt Part MARC 5% 1-Yr Pt-to-Pt Part Current Rates 2.60% 4.75% 30.00% 5.25% 55.00% 1.90% 11.00% 95.00% 125.00% 100.00% Former Rates 2.40% 4.25% No change 4.75% No change No change 10.00% 90.00% 120.00% 95.00% MarketForce Bonus Index 1-Yr Interest S&P 500 1-Yr Pt-to-Pt Cap MARC 5% 1-Yr Pt-to-Pt Part S&P 500 1-Yr Pt-to-Pt Cap w/Fee S&P 500 1-Yr Pt-to-Pt Part w/Fee Focus50 1-Yr Pt-to-Pt Part w/Fee MARC 5% 1-Yr Pt-to-Pt Part w/Fee Current Rates 1.60% 3.00% 70.00% 6.00% 40.00% 120.00% 130.00% Former Rates 1.25% 2.25% 55.00% 5.00% No change 105.00% 115.00% MarketMax Index 1-Yr Interest S&P 500 1-Yr Pt-to-Pt Cap MARC 5% 1-Yr Pt-to-Pt Part S&P 500 1-Yr Pt-to-Pt Cap w/Fee S&P 500 1-Yr Pt-to-Pt Part w/Fee Focus50 1-Yr Pt-to-Pt Part w/Fee MARC 5% 1-Yr Pt-to-Pt Part w/Fee Current Rates 2.60% 4.75% 100.00% 9.00% 45.00% 140.00% 150.00% Former Rates 2.25% 4.00% 95.00% 8.50% No change 125.00% 135.00% ChoiceFour (Traditional Fixed) Base Contract (9-Yr) MVA Option (9-Yr) Liquidity Option (6-Yr) Liquidity + MVA Option (6-Yr) Current Rates 2.75% 2.75% 2.25% 2.25% Former Rates 2.60% 2.60% 2.00% 2.00% Certainty Select (MYGA) 3-Year 5-Year 6-Year 8-Year 10-Year Current Rates 1.40% 2.25% 2.50% 2.55% 2.60% Former Rates 1.20% 1.80% 2.00% 2.10% 2.20% Confidence Income Annuity (Single Premium Immediate Annuity) Annuity Option 5-Year Fixed Period 10-Year Fixed Period 15-Year Fixed Period 20-Year Fixed Period Life Only - Male 65 Life Only - Female 65 Joint Life - M 65 / F 65 Current Payment $1,673.20 $926.86 $675.65 $551.20 $499.71 $453.00 $398.58 Former Payment $1,671.15 $907.59 $662.15 $544.11 $486.27 $439.97 $386.13 Click here to see the current Annuity All Product Summary
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Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. Products distributed by EquiTrust Insurance Marketing Services; in California doing business as EQT Insurance Marketing Services. 
 
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