Bridge sales are open! In November, we celebrated Long-Term Care (LTC) Awareness Month and, fittingly, our innovative contribution to the LTC market — Bridge, which launched on Nov. 15. In case you haven’t heard, Bridge is a fixed indexed-linked annuity with long-term care coverage — plus the NeverStopSM Wellness Program from Assured Allies. It offers LTC coverage when clients need it, and Accumulation Value when they don’t.
Visit the Bridge microsite to learn everything you need to know to sell Bridge. Plus, you can:
Run an illustration
Get a calculator output for LTC benefits
Complete an application
Share client materials
Learn about licensing, training and state approvals
And more!
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Announcing a limited-time commission offer! We’re offering a 1% commission special for all Bridge applications received through March 31, 2023. No threshold, no hurdles, no waiting period.
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Sales Idea Recap
Sales ideas! Sent to you in November issues of SALES WEEK:
Ensure RMD processing occurs before year-end by submitting all 2022 client RMD requests no later than 12/15/2022. Where are the RMD request forms? They’re available via the Agent Gateway under Forms & Supplies/Forms and on the Client Portal.
RMDs for ineligible beneficiaries notice
According to IRS Notice 2022-53, ineligible beneficiaries – where the deceased died after their Required Beginning Date – may be required to begin taking RMDs in 2023. RMDs for 2021 and 2022 have been waived. Current clients or beneficiaries who may need to begin taking RMDs in 2023 will receive a letter from EquiTrust in 2023 informing them of this requirement.
Mini-webinars to help you learn more about Bridge
The Bridging the Gap mini-webinar series will take place on Tuesdays at 10:00 a.m. In less than 30 minutes, you’ll get details about a variety of Bridge topics.
EquiTrust offices will be closed Monday, Dec. 26, and will reopen Tuesday, Dec. 27. In addition, our offices will be closed on Monday, Jan. 2 and will reopen on Tuesday, Jan. 3.
EquiTrust does not offer investment advice to any individual and this material should not be construed as investment advice. Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. Products distributed by EquiTrust Insurance Marketing Services; in California doing business as EQT Insurance Marketing Services.
