MarketValue Index
Product Detail
- Applicant Ages: 0-80
- Premium Minimum: $10,000 NQ/Q, Max: $2 million
- Flexible Premium; $2,000 Additional
- Accounts: 1 fixed-rate; 9 index-linked: 6 S&P500, 2 Barclays Focus50, 1 S&P MARC 5%
- Surrender Charge: 10 Years
- 12, 12, 12, 12, 11, 10, 8, 6, 4, 2%
- Penalty-Free Withdrawals: 10% beginning year 2
- Death Benefit: Full Accumulation Value
- Nursing Home Waiver
- Terminal Illness Rider
- Optional Income Rider
For Agent Use Only
Product Features and Rider Availability may vary by state.
MarketValue Index
Account Options | Current Rate |
---|---|
1-Year Interest | 5.00% |
S&P 500 1-Year Point-to-Point Cap | 10.00% |
S&P 500 1-Year Point-to-Point Participation | 50.00% |
S&P 500 1-Year Monthly Average Cap | 12.00% |
S&P 500 1-Year Monthly Average Participation | 100.00% |
S&P 500 1-Year Monthly Cap | 2.50% |
S&P 500 2-Year Monthly Average Cap | 20.00% |
Focus50 1-Year Point-to-Point Participation | 175.00% |
Focus50 2-Year Point-to-Point Participation | 225.00% |
MARC 5% 1-Year Point-to-Point Participation | 200.00% |
Fixed-Rate Account |
S&P 500® Index Crediting Strategies |
1-Year Point-to-Point Participation |
1-Year Monthly Average Cap |
1-Year Monthly Average Participation |
1-Year Monthly Cap |
2-Year Monthly Average Cap |
Barclays Focus50 Index Crediting Strategies |
2-Year Point-to-Point Participation |
S&P MARC 5% Excess Return Index Crediting Strategy 1-Year Point-to-Point Participation Index credits are based on the percentage change in the S&P MARC 5% Excess Return Index from the previous contract anniversary, multiplied by the participation rate. The minimum participation rate is 10.0%.
|
Product State Approvals
Product State Variations
Surrender Charge Variation |
AK, CA, CT, DE, FL, ID, MN, MT, NJ, NV, OH, OK, OR, PA, TX, UT, VT, WA |
No MVA |
CA, DE |
Current Form Date | Title | Number |
---|---|---|
2024/01/29 | Advantages of Index Annuity Downside Protection | ET-PTPPHISTEX |
2021/09/29 | Agent Gateway Website | ET-GATEWAY |
2024/02/02 | Annuity New Business Checklist | ET-ANN-CKLIST |
2023/11/01 | Annuity Suitability Agent User Guide | ET-3107 |
2019/11/05 | Annuity Training User Guide | ET-REGED |
2022/08/24 | Barclays Focus50 Index Client Brochure | ET-BARCFOC50-1100 |
2024/01/24 | Commission Options | ET-MV-FLR-TRLCOMP |
2024/03/25 | Competitive Income Benefit Riders Flyer | ET-IBR-FLR-CADV |
2021/04/15 | Delegate Account User Guide | ET-DELEGATEACCT |
2023/01/25 | E-Applications Flyer | ET-EAPP |
2022/03/23 | E-Delivery Agent User Guide | ET-EDELAGENT |
2021/12/13 | E-Delivery Client User Guide | ET-EDELCLIENT |
2022/03/23 | E-Delivery FAQs | ET-EDELFAQ |
2023/02/15 | EquiTrust Advertising Requirements | ET-ADREQ |
2019/01/18 | EquiTrust Agent App Overview | ET-MOBILEAPPOVERVIEW |
2021/09/29 | EquiTrust Agent App Quick Start Guide | ET-MOBILEAPPQUICKSTARTGUIDE |
2019/09/18 | EquiTrust Client Portal Flyer | ET-MYEQUITRUST |
2023/06/28 | EquiTrust Contact Information | ET-5000 |
2024/04/12 | EquiTrust Corporate Brochure | ET-GEN-BR-1000 |
2024/04/12 | EquiTrust Letter of Financial Condition - Producer Use Only | ET-GEN-FLR-LFC.PDF |
2023/09/05 | EquiTrust Pocket Folder | ET-FDR-1001A |
2023/10/30 | EquiTrust Wire-Transfer Instructions | ET-WIRETRANSFER |
2023/10/27 | EquiTrust's Competitive Advantages | ET-GEN-FLR-CADV |
2024/02/09 | Fixed Annuity Sales Presentation | ET-GEN-BR-1001 |
2024/02/09 | Fixed Annuity Sales Presentation - PowerPoint | ET-GEN-BR-1001PP |
2020/09/17 | Goldman Sachs Dynamo Strategy Index | ET-DYNAMO |
2024/04/23 | Guidelines for IRA Beneficiaries Under the SECURE Act | ET-GEN-FLR-IRA |
2024/03/25 | IBR Competitor Comparison | ET-IBR-FLR-COMPARISON |
2024/03/25 | IBR Fee Structure | ET-IBR-FLR-FEES |
2024/04/09 | Income Benefit Rider (IBR) Comparison Heatmap | ET-IBR-FLR-HEATMAP |
2024/04/05 | Income for Life Sales Presentation | ET-IBR-BR-1003 |
2022/12/30 | Income, Assets, and Expenses Inventory | ET-RINCOME |
2022/08/31 | Index Annuities Eliminate the Stress of Market Losses | ET-LOSSRECOVERY |
2024/02/09 | Index Annuity Sales Presentation | ET-GEN-BR-1002 |
2024/02/09 | Index Annuity Sales Presentation - PowerPoint | ET-GEN-BR-1002PP |
2024/01/24 | Index Strategy Diversification Flyer - MarketValue | ET-MV-FLR-DIVRS |
2017/02/03 | Index-Strategy Description: 1-Year Average Participation | ET-AP |
2017/02/03 | Index-Strategy Description: 1-Year Monthly Average Cap | ET-ACMV |
2017/02/03 | Index-Strategy Description: 1-Year Monthly Cap | ET-MC |
2017/02/03 | Index-Strategy Description: 1-Year Point-to-Point Cap | ET-PTP |
2020/03/03 | Index-Strategy Description: 1-Year Point-to-Point Participation | ET-PTPP |
2017/02/03 | Index-Strategy Description: 2-Year Monthly Average Cap Index Account | ET-2MC |
2020/03/03 | Index-Strategy Description: 2-Year Point-to-Point Participation | ET-2PTPP |
2022/11/29 | Inherited/Stretch IRA Client Brochure | ET-INHERSTRCHIRA |
2023/01/31 | Inherited/Stretch IRA Rules | ET-INHRSTRCHRULES |
2024/02/06 | Internal Transfer Program Flyer | ET-GEN-FLR-ITP |
2023/04/04 | MarketValue Agent Guide | ET-MV-BR-1102 |
2023/04/04 | MarketValue Client Brochure | ET-MV-BR-1100 |
2023/08/31 | MarketValue Client Brochure - OR | ET-MV-BR-1100-OR |
2024/01/23 | MarketValue Competitive Advantages Flyer | ET-MV-FLR-CADV |
2022/11/09 | MarketValue Index 1-Year Point-to-Point Participation Flyer | ET-MKTVALPART |
2022/09/08 | MarketValue Renewal Rates Flyer | ET-EIA-RRT |
2024/02/12 | Mathemagic - MarketValue Participation Index Strategy Flyer | ET-PTPPFLR |
2023/04/06 | MVA Impact on Fixed Index Annuities | ET-GEN-FLR-MVA |
2021/09/29 | Online Marketing Resources | ET-5002 |
2022/09/27 | Partial Tax Conversion | ET-PTAX |
2023/10/01 | Raw vs. Credited Returns Flyer | ET-RAWVSCREDITED |
2022/09/07 | S&P MARC 5% Excess Return Client Brochure | SPMARC5BROCHURE |
2024/04/01 | S&P500 Historical Analysis | ET-SP500-HISTORICAL |
2021/07/01 | Upload a Doc User Guide | ET-UPLOADADOC.PDF |
2023/07/31 | Ward's 50 | ET-WARDS50 |
2024/01/04 | Wizard User Guide | ET-GEN-BR-WUG |